Careers at Legacy Ag Credit
Relationship Manager
Longview, Texas
5/23/2024
Full Time
Company Profile: Legacy Ag Credit, ACA is a full-service, locally owned cooperative lender specializing in financing rural land and agricultural operations in Northeast Texas. We are headquartered in Sulphur Springs and have six (6) offices conveniently located across the northeastern region of Texas in Sulphur Springs, Canton, Gilmer, Terrell, Longview, and Marshall. Part of the Farm Credit System, we provide financing for farms, timberland, recreational property, agribusinesses, and rural homes.
Education and Experience Requirements: Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience and three (3) to five (5) years or more of progressively responsible banking or related agricultural lending experience. Experience should include a broad understanding of lending regulations, credit operations, and credit practices.
Job Purpose and Scope: Responsible for initial relationship and follow-up with mid-size prospects. Develops and implements select customer referral strategies in order to increase client satisfaction and loan portfolio growth for the Association. Has direct responsibility in the development of the association’s market share. Manages and maintains current business relationships and seeks new accounts.
Essential Functions
- Concentrates primarily on generating new business and developing a loan portfolio through direct solicitation origination of eligible loans.
- Monitors business relationships and credit compliance of originated loans.
- Evaluates needs of potential clients and provides appropriate financial solutions.
- Ensures proper loan underwriting and structuring is achieved through enforcement of loan policies and that they are properly approved in accordance with loan authorities and in conjunction with the centralized underwriting units.
- Makes calls on borrowers, potential borrowers and other contacts to generate new business.
- Manages and monitors respective loan portfolio and status of all exceptions and past dues on business and consumer loans in accordance with loan policy working in conjunction with reports from the centralized underwriting units.
- Provides ongoing relationship servicing, including the resolution of service issues of clients.
Skill Requirements: Excellent interpersonal relations, public speaking, administrative and communication skills are required. Strong analytical skills, the ability to evaluate financial statements as well as identify and implement corrective actions when needed. Knowledge of business practices in mortgage and commercial lending, including credit standards, real estate appraisal, internal controls, financial management, public and member relations, and marketing techniques.
Benefits: Our comprehensive benefit program includes, but is not limited to:
- An outstanding company-wide incentive program
- Accommodating and flexible vacation and sick leave
- 10-12 paid holidays
- 401(k) plan with up to a 9% employer contribution/match
- Affordable health, dental, and vision plans
- Employer paid life insurance and disability
- Tuition reimbursement
To Apply: If you’re interested in joining the Legacy Ag Credit team and meet the minimum requirements for this position, please send your resume to:
Legacy Ag Credit, ACA
ATTN: Sherry Sturgis, Senior Vice President/Chief Administrative Officer
303 Connally
Sulphur Springs, TX 75482
Sherry.Sturgis@legacyaca.com
AA/EOE/M/F/D/V
Working on a farm or ranch isn’t the only way to work in agriculture. At Legacy Ag Credit, working in farming and ranching isn’t just a job, it’s a way of life. The more you get to know us, the more you’ll begin to understand no one is more dedicated to agriculture and the values of the people who work in this industry than the people at Legacy Ag Credit. For a work environment which will demand the best you have to offer and appreciate everything you have to give, there’s no better place to be than Farm Credit.
Why Work at Legacy Ag Credit
- The opportunity, environment, and incentives for employees to deliver the highest level of services to customers, and to contribute to the attainment of Association goals.
- A wide range of benefits including health insurance, retirement plans, vacation, holidays, sick leave, tuition reimbursement, and more. Of course, Legacy offers extremely competitive pay.
- Friendly work environment.
Legacy Ag Credit’s vision is to be the premier provider of agricultural financial services, surpassing all other financial institutions in customer service, quality products, and innovative practices. By providing these services, we will directly assist the production and distribution of agricultural commodities throughout the United States and the world.
Legacy Ag Credit is an equal opportunity-affirmative action employer, and as an equal opportunity employer, Legacy is committed to complying with all applicable laws providing equal employment opportunities. Under the provisions of the Farm Credit Act, Legacy is also committed to the elimination of barriers that restrict employment opportunities available to minorities, women, disabled persons, and veterans.