Financing for Rural Northeast Texas

Our team understands the challenges and opportunities that come with rural life in Northeast Texas. We’re here to help you find flexible ag loans that fit the way you live and work.

Financing for Rural Northeast Texas

Our team understands the challenges and opportunities that come with rural life in Northeast Texas. We’re here to help you find flexible ag loans that fit the way you live and work.

Financing for Rural Northeast Texas

Our team understands the challenges and opportunities that come with rural life in Northeast Texas. We’re here to help you find flexible ag loans that fit the way you live and work.

The Legacy Difference

Why Northeast Texas Farmers Trust Legacy Ag Credit

We’re Local, Just Like You

Our Northeast Texas lending team doesn’t just understand agriculture - we live it. Most of us come from farming or ranching families, so we know firsthand the decisions that come with the land.

Service That Feels Like Home

We treat every customer like a neighbor because, in most cases, you are. Around here, real relationships and honest conversations are how we do business.

Fast, Local Decisions

Our lending company’s decisions are made by people who know the local market and the realities of ag life. That means faster answers and funding when timing matters most.

close-up of black cows face and eyes

Rooted in Texas. Focused on Your Future.

About Legacy Ag Credit

Whether you’re expanding your herd, financing new equipment, or buying land, we’re an agricultural lender who simplifies farm financing for Texans.

Your legacy deserves more than a loan. It deserves a team who believes in it.

Let’s grow your legacy together.

Loan Inquiry

Find A Loan Office Near You

Wherever you farm, we're not far.

With loan offices across Northeast Texas, you can sit down with a local loan officer who knows your land, your market, and your needs.

Find Your Local Office

Rural Finance Insights

Latest News & Events

Legacy Ag Credit Announces Newly Elected Board Members and 2026 Nominating Committee

SULPHUR SPRINGS, Texas - Legacy Ag Credit is pleased to announce the results of its recent board and nominating committee elections.

Why Generations of Farmers and Ranchers Trust Legacy Ag Credit

For more than 100 years, Legacy Ag Credit has been a trusted partner to the farmers, ranchers, and rural families who make Northeast Texas strong. We’re not just a lender, we’re a part of the community, working alongside those who grow our food, raise our livestock, and care for the land.

How to Buy Your First Farm: Low-Down Payment Options for Beginning Farmers

Dreaming of owning a farm in Texas but don’t have land or deep pockets? This guide shows how first-time buyers, especially young, beginning, and small farmers, can get started with little to no money through special loans, grants, and expert support from Legacy Ag Credit. Discover the steps, tools, and financing options to turn your farming dream into reality.

Legacy Ag Credit Awards $20,000 in Scholarships to Area Students

SULPHUR SPRINGS - Legacy Ag Credit is proud to announce that it has awarded $20,000 in scholarships to support the next generation of agricultural leaders across its 10-county territory.

Changes Coming to Ag Banking Online for Quicken/QuickBooks Users

We want to let our Ag Banking Online customers know about an upcoming change that may affect how you download your transaction data. As part of our...

Legacy Ag Credit Recognized as Member of 10K Club at Farm City Week

MARSHALL, Texas—Legacy Ag Credit is proud to announce its recognition as a member of the 10K Club at this year's Farm City Week in Marshall. The...

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